Source: Federal Reserve Bank of Philadelphia  

Release: FR Y-14M Large Bank Credit Card and Mortgage Data  

Units:  Ratio, Not Seasonally Adjusted

Frequency:  Quarterly, End of Quarter

The 90th percentile original loan-to-value (LTV) ratio. The original LTV ratio is the original loan amount divided by the lesser of the selling price or the appraised value of the property securing the mortgage at origination. Only mortgage accounts with LTV values greater than 0 percent and less than 125 percent are included in the original LTV percentile calculations.For more detail see: methodology.