Federal Reserve Economic Data
NOTES
Source: Federal Reserve Bank of Philadelphia
Release: FR Y-14M Large Bank Credit Card and Mortgage Data
Units:
Frequency:
Notes:
The 75th percentile back-end debt-to-income (DTI) ratio. The back-end DTI ratio is the percentage of a borrower's monthly income that would go toward all the borrower's debt obligations. The total monthly debt payments (including proposed housing expenses) are divided by the total monthly income of the borrower. Back-end DTI is reported at origination. For more detail see: methodology.
Suggested Citation:
Federal Reserve Bank of Philadelphia, Large Bank Consumer Mortgage Balances: Original Back-End Debt-to-Income (DTI): 75th Percentile [RCMFLBBEDTIPCT75], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCMFLBBEDTIPCT75, .
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