Federal Reserve Economic Data

Housing Affordability Index (Fixed) (FIXHAI)

Jan 2025: 100.7
Updated: Mar 14, 2025 9:45 AM CDT
Next Release Date: Not Available
Jan 2025:  100.7  
Dec 2024:  100.9  
Nov 2024:  99.4  
Oct 2024:  102.4  
Sep 2024:  104.9  
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Units:

Index,
Not Seasonally Adjusted

Frequency:

Monthly

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Notes

Source: National Association of Realtors  

Release: Monthly Housing Affordability Index  

Units:  Index, Not Seasonally Adjusted

Frequency:  Monthly

Notes:

Copyright, 2016, National Association of Realtors. Reprinted with permission. Per the agreement with the source, data in FRED are available for the prior 13 months.

Measures the degree to which a typical family can afford the monthly mortgage payments on a typical home.

Value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20 percent down payment. This index is calculated for fixed mortgages.

Suggested Citation:

National Association of Realtors, Housing Affordability Index (Fixed) [FIXHAI], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/FIXHAI, .

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