Observations
Jan 2025: 100.7 | Index, Not Seasonally Adjusted | Monthly
Updated: Mar 14, 2025 9:45 AM CDT
Next Release Date: Not Available
Observations
Jan 2025: | 100.7 | |
Dec 2024: | 100.9 | |
Nov 2024: | 99.4 | |
Oct 2024: | 102.4 | |
Sep 2024: | 104.9 | |
View All |
Units:
Frequency:
Data in this graph are copyrighted. Please review the copyright information in the series notes before sharing.
Source: National Association of Realtors
Release: Monthly Housing Affordability Index
Units: Index, Not Seasonally Adjusted
Frequency: Monthly
Copyright, 2016, National Association of Realtors. Reprinted with permission. Per the agreement with the source, data in FRED are available for the prior 13 months.
Measures the degree to which a typical family can afford the monthly mortgage payments on a typical home.
Value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20 percent down payment. This index is calculated for fixed mortgages.
National Association of Realtors, Housing Affordability Index (Fixed) [FIXHAI], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/FIXHAI, .
modal open, choose link customization options
Select automatic updates to the data or a static time frame. All data are subject to revision.