Federal Reserve Economic Data

Consumer Debt Service Payments as a Percent of Disposable Personal Income (CDSP)

Q4 2024: 5.51214
Updated: Mar 21, 2025 1:17 PM CDT
Next Release Date: Not Available
Q4 2024:  5.51214  
Q3 2024:  5.47874  
Q2 2024:  5.38567  
Q1 2024:  5.44564  
Q4 2023:  5.52619  
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Units:

Percent,
Seasonally Adjusted

Frequency:

Quarterly

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Notes

Source: Board of Governors of the Federal Reserve System (US)  

Release: Household Debt Service Ratios  

Units:  Percent, Seasonally Adjusted

Frequency:  Quarterly

Notes:

The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.

For more information, please visit the Board of Governors.

Suggested Citation:

Board of Governors of the Federal Reserve System (US), Consumer Debt Service Payments as a Percent of Disposable Personal Income [CDSP], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/CDSP, .

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