Q3 2024, Agency Residential Mortgage-Backed Securities (Questions 62-65): 62) Over the past three months, how have the terms under which agency rmbs are funded changed? | FRED

Agency Residential Mortgage-Backed Securities (Questions 62-65)

	Number of Respondents
Name	Q3 2024	Q2 2024	Q3 2023
A. Terms for Average Client
1. Maximum amount of funding
Tightened Considerably	0	0	0
Tightened Somewhat	1	1	1
Remained Basically Unchanged	18	18	17
Eased Somewhat	0	1	0
Eased Considerably	0	0	0
2. Maximum maturity
Tightened Considerably	0	0	0
Tightened Somewhat	0	1	1
Remained Basically Unchanged	19	18	17
Eased Somewhat	0	1	0
Eased Considerably	0	0	0
3. Haircuts
Tightened Considerably	0	0	0
Tightened Somewhat	0	1	1
Remained Basically Unchanged	19	18	17
Eased Somewhat	0	1	0
Eased Considerably	0	0	0
4. Collateral spreads over relevant benchmark (effective financing rates)
Tightened Considerably	0	0	0
Tightened Somewhat	2	1	1
Remained Basically Unchanged	14	16	16
Eased Somewhat	3	3	1
Eased Considerably	0	0	0
B. Terms for most favored clients, as a consequence of breadth, duration and/or extent of relationship
1. Maximum amount of funding
Tightened Considerably	0	0	0
Tightened Somewhat	0	1	1
Remained Basically Unchanged	19	18	16
Eased Somewhat	0	1	1
Eased Considerably	0	0	0
2. Maximum maturity
Tightened Considerably	0	0	0
Tightened Somewhat	0	1	1
Remained Basically Unchanged	19	18	17
Eased Somewhat	0	1	0
Eased Considerably	0	0	0
3. Haircuts
Tightened Considerably	0	0	0
Tightened Somewhat	0	1	1
Remained Basically Unchanged	19	18	17
Eased Somewhat	0	1	0
Eased Considerably	0	0	0
4. Collateral spreads over relevant benchmark (effective financing rates)
Tightened Considerably	0	0	0
Tightened Somewhat	2	1	1
Remained Basically Unchanged	15	16	16
Eased Somewhat	2	3	1
Eased Considerably	0	0	0