NOTE: THIS DATA FILE WILL CHANGE! To improve accessibility of data for all users, we will convert this file from a text format to an html table by the end of June 2024. Title: Household Debt Service Payments as a Percent of Disposable Personal Income Series ID: TDSP Source: Board of Governors of the Federal Reserve System (US) Release: Household Debt Service and Financial Obligations Ratios Seasonal Adjustment: Seasonally Adjusted Frequency: Quarterly Units: Percent Date Range: 1980-01-01 to 2023-10-01 Last Updated: 2024-04-02 1:18 PM CDT Notes: The Household Debt Service Ratio (DSR) (https://fred.stlouisfed.org/series/TDSP) is the ratio of total required household debt payments to total disposable income. The DSR is divided into two parts. The Mortgage DSR (MDSP) (https://fred.stlouisfed.org/series/MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) (https://fred.stlouisfed.org/series/CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR. For more information, please visit the Board of Governors (https://www.federalreserve.gov/releases/housedebt/about.htm). DATE VALUE 1980-01-01 10.608892 1980-04-01 10.629809 1980-07-01 10.402635 1980-10-01 10.253121 1981-01-01 10.291887 1981-04-01 10.424711 1981-07-01 10.316158 1981-10-01 10.392583 1982-01-01 10.461082 1982-04-01 10.515989 1982-07-01 10.418289 1982-10-01 10.383283 1983-01-01 10.345889 1983-04-01 10.371060 1983-07-01 10.377321 1983-10-01 10.427236 1984-01-01 10.489086 1984-04-01 10.623422 1984-07-01 10.736276 1984-10-01 10.894821 1985-01-01 11.235038 1985-04-01 11.320013 1985-07-01 11.600990 1985-10-01 11.725980 1986-01-01 11.735722 1986-04-01 11.810776 1986-07-01 11.925098 1986-10-01 12.086648 1987-01-01 11.976906 1987-04-01 12.125118 1987-07-01 11.996017 1987-10-01 11.851825 1988-01-01 11.777922 1988-04-01 11.748150 1988-07-01 11.697093 1988-10-01 11.573993 1989-01-01 11.577244 1989-04-01 11.746960 1989-07-01 11.810156 1989-10-01 11.760331 1990-01-01 11.659860 1990-04-01 11.606506 1990-07-01 11.583384 1990-10-01 11.598423 1991-01-01 11.565484 1991-04-01 11.419594 1991-07-01 11.306831 1991-10-01 11.110772 1992-01-01 10.858007 1992-04-01 10.688985 1992-07-01 10.551259 1992-10-01 10.467593 1993-01-01 10.430733 1993-04-01 10.365702 1993-07-01 10.417195 1993-10-01 10.380138 1994-01-01 10.401077 1994-04-01 10.466155 1994-07-01 10.600190 1994-10-01 10.713335 1995-01-01 10.903623 1995-04-01 11.096832 1995-07-01 11.203198 1995-10-01 11.242819 1996-01-01 11.263491 1996-04-01 11.292664 1996-07-01 11.341343 1996-10-01 11.400413 1997-01-01 11.361940 1997-04-01 11.364968 1997-07-01 11.373444 1997-10-01 11.323085 1998-01-01 11.176228 1998-04-01 11.195718 1998-07-01 11.183267 1998-10-01 11.251900 1999-01-01 11.306154 1999-04-01 11.474377 1999-07-01 11.593912 1999-10-01 11.602639 2000-01-01 11.581974 2000-04-01 11.727593 2000-07-01 11.883636 2000-10-01 12.072070 2001-01-01 12.175219 2001-04-01 12.386421 2001-07-01 12.329806 2001-10-01 12.682582 2002-01-01 12.456402 2002-04-01 12.362782 2002-07-01 12.374393 2002-10-01 12.341276 2003-01-01 12.358857 2003-04-01 12.299930 2003-07-01 12.144751 2003-10-01 12.215914 2004-01-01 12.219274 2004-04-01 12.157168 2004-07-01 12.272636 2004-10-01 12.277015 2005-01-01 12.621757 2005-04-01 12.623538 2005-07-01 12.674182 2005-10-01 12.690761 2006-01-01 12.718132 2006-04-01 12.767746 2006-07-01 12.888012 2006-10-01 12.983029 2007-01-01 13.009947 2007-04-01 13.050007 2007-07-01 13.160345 2007-10-01 13.288177 2008-01-01 13.191871 2008-04-01 12.824936 2008-07-01 12.881071 2008-10-01 12.809239 2009-01-01 12.704994 2009-04-01 12.376980 2009-07-01 12.252292 2009-10-01 11.958434 2010-01-01 11.668577 2010-04-01 11.330328 2010-07-01 11.139354 2010-10-01 10.990904 2011-01-01 10.796020 2011-04-01 10.709566 2011-07-01 10.589988 2011-10-01 10.471565 2012-01-01 10.262526 2012-04-01 10.153926 2012-07-01 10.219771 2012-10-01 9.895309 2013-01-01 10.264721 2013-04-01 10.180797 2013-07-01 10.144618 2013-10-01 10.169668 2014-01-01 10.101669 2014-04-01 10.045965 2014-07-01 10.022870 2014-10-01 9.984450 2015-01-01 10.004170 2015-04-01 10.035801 2015-07-01 10.096440 2015-10-01 10.039438 2016-01-01 10.004965 2016-04-01 10.105614 2016-07-01 10.163820 2016-10-01 10.128428 2017-01-01 10.077341 2017-04-01 10.039691 2017-07-01 10.033217 2017-10-01 10.032066 2018-01-01 9.974841 2018-04-01 9.922348 2018-07-01 9.902488 2018-10-01 9.927213 2019-01-01 9.900106 2019-04-01 9.947158 2019-07-01 9.970745 2019-10-01 9.973281 2020-01-01 9.903316 2020-04-01 8.931624 2020-07-01 9.193631 2020-10-01 9.370663 2021-01-01 8.312104 2021-04-01 9.130031 2021-07-01 9.361873 2021-10-01 9.492007 2022-01-01 9.725320 2022-04-01 9.786245 2022-07-01 9.829637 2022-10-01 9.892558 2023-01-01 9.714572 2023-04-01 9.696013 2023-07-01 9.772170 2023-10-01 9.796931