Table Data - Household Debt Service Payments as a Percent of Disposable Personal Income
| Title | Household Debt Service Payments as a Percent of Disposable Personal Income |
|---|---|
| Series ID | TDSP |
| Source | Board of Governors of the Federal Reserve System (US) |
| Release | Household Debt Service Ratios |
| Seasonal Adjustment | Seasonally Adjusted |
| Frequency | Quarterly |
| Units | Percent |
| Date Range | 1980-01-01 to 2024-07-01 |
| Last Updated | 2024-12-20 2:54 PM CST |
| Notes | The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income. The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR. For more information, please visit the Board of Governors. |
| DATE | VALUE |
|---|---|
| 1980-01-01 | 10.608892 |
| 1980-04-01 | 10.629809 |
| 1980-07-01 | 10.402635 |
| 1980-10-01 | 10.253121 |
| 1981-01-01 | 10.291887 |
| 1981-04-01 | 10.424711 |
| 1981-07-01 | 10.316158 |
| 1981-10-01 | 10.392583 |
| 1982-01-01 | 10.461082 |
| 1982-04-01 | 10.515989 |
| 1982-07-01 | 10.418289 |
| 1982-10-01 | 10.383283 |
| 1983-01-01 | 10.345889 |
| 1983-04-01 | 10.371060 |
| 1983-07-01 | 10.377321 |
| 1983-10-01 | 10.427236 |
| 1984-01-01 | 10.489086 |
| 1984-04-01 | 10.623422 |
| 1984-07-01 | 10.736276 |
| 1984-10-01 | 10.894821 |
| 1985-01-01 | 11.235038 |
| 1985-04-01 | 11.320013 |
| 1985-07-01 | 11.600990 |
| 1985-10-01 | 11.725980 |
| 1986-01-01 | 11.735722 |
| 1986-04-01 | 11.810776 |
| 1986-07-01 | 11.925098 |
| 1986-10-01 | 12.086648 |
| 1987-01-01 | 11.976906 |
| 1987-04-01 | 12.125118 |
| 1987-07-01 | 11.996017 |
| 1987-10-01 | 11.851825 |
| 1988-01-01 | 11.777922 |
| 1988-04-01 | 11.748150 |
| 1988-07-01 | 11.697093 |
| 1988-10-01 | 11.573993 |
| 1989-01-01 | 11.577244 |
| 1989-04-01 | 11.746960 |
| 1989-07-01 | 11.810156 |
| 1989-10-01 | 11.760331 |
| 1990-01-01 | 11.659860 |
| 1990-04-01 | 11.606506 |
| 1990-07-01 | 11.583384 |
| 1990-10-01 | 11.598423 |
| 1991-01-01 | 11.565484 |
| 1991-04-01 | 11.419594 |
| 1991-07-01 | 11.306831 |
| 1991-10-01 | 11.110772 |
| 1992-01-01 | 10.858007 |
| 1992-04-01 | 10.688985 |
| 1992-07-01 | 10.551259 |
| 1992-10-01 | 10.467593 |
| 1993-01-01 | 10.430733 |
| 1993-04-01 | 10.365702 |
| 1993-07-01 | 10.417195 |
| 1993-10-01 | 10.380138 |
| 1994-01-01 | 10.401077 |
| 1994-04-01 | 10.466155 |
| 1994-07-01 | 10.600190 |
| 1994-10-01 | 10.713335 |
| 1995-01-01 | 10.903623 |
| 1995-04-01 | 11.096832 |
| 1995-07-01 | 11.203198 |
| 1995-10-01 | 11.242819 |
| 1996-01-01 | 11.263491 |
| 1996-04-01 | 11.292664 |
| 1996-07-01 | 11.341343 |
| 1996-10-01 | 11.400413 |
| 1997-01-01 | 11.361940 |
| 1997-04-01 | 11.364968 |
| 1997-07-01 | 11.373444 |
| 1997-10-01 | 11.323085 |
| 1998-01-01 | 11.176228 |
| 1998-04-01 | 11.195718 |
| 1998-07-01 | 11.183267 |
| 1998-10-01 | 11.251900 |
| 1999-01-01 | 11.306154 |
| 1999-04-01 | 11.474377 |
| 1999-07-01 | 11.593912 |
| 1999-10-01 | 11.602639 |
| 2000-01-01 | 11.581974 |
| 2000-04-01 | 11.727593 |
| 2000-07-01 | 11.883636 |
| 2000-10-01 | 12.072070 |
| 2001-01-01 | 12.175219 |
| 2001-04-01 | 12.386421 |
| 2001-07-01 | 12.329806 |
| 2001-10-01 | 12.682582 |
| 2002-01-01 | 12.456402 |
| 2002-04-01 | 12.362782 |
| 2002-07-01 | 12.374393 |
| 2002-10-01 | 12.341276 |
| 2003-01-01 | 12.358857 |
| 2003-04-01 | 12.299930 |
| 2003-07-01 | 12.144751 |
| 2003-10-01 | 12.215914 |
| 2004-01-01 | 12.219274 |
| 2004-04-01 | 12.157168 |
| 2004-07-01 | 12.272636 |
| 2004-10-01 | 12.277015 |
| 2005-01-01 | 14.799802 |
| 2005-04-01 | 14.828576 |
| 2005-07-01 | 15.139959 |
| 2005-10-01 | 15.028550 |
| 2006-01-01 | 14.989443 |
| 2006-04-01 | 15.044255 |
| 2006-07-01 | 15.367228 |
| 2006-10-01 | 15.509711 |
| 2007-01-01 | 15.526607 |
| 2007-04-01 | 15.632510 |
| 2007-07-01 | 15.712123 |
| 2007-10-01 | 15.846367 |
| 2008-01-01 | 15.775857 |
| 2008-04-01 | 15.326612 |
| 2008-07-01 | 15.546547 |
| 2008-10-01 | 15.721360 |
| 2009-01-01 | 15.597500 |
| 2009-04-01 | 15.251967 |
| 2009-07-01 | 15.085880 |
| 2009-10-01 | 14.896385 |
| 2010-01-01 | 14.514940 |
| 2010-04-01 | 14.069775 |
| 2010-07-01 | 13.917807 |
| 2010-10-01 | 13.580863 |
| 2011-01-01 | 13.308460 |
| 2011-04-01 | 13.057706 |
| 2011-07-01 | 12.944597 |
| 2011-10-01 | 12.749684 |
| 2012-01-01 | 12.237057 |
| 2012-04-01 | 12.034062 |
| 2012-07-01 | 12.083103 |
| 2012-10-01 | 11.754027 |
| 2013-01-01 | 12.006592 |
| 2013-04-01 | 11.794383 |
| 2013-07-01 | 11.837670 |
| 2013-10-01 | 11.985207 |
| 2014-01-01 | 11.883677 |
| 2014-04-01 | 11.621055 |
| 2014-07-01 | 11.646861 |
| 2014-10-01 | 11.631907 |
| 2015-01-01 | 11.556536 |
| 2015-04-01 | 11.485036 |
| 2015-07-01 | 11.606380 |
| 2015-10-01 | 11.738873 |
| 2016-01-01 | 11.763178 |
| 2016-04-01 | 11.766073 |
| 2016-07-01 | 11.769815 |
| 2016-10-01 | 11.865778 |
| 2017-01-01 | 11.723722 |
| 2017-04-01 | 11.756945 |
| 2017-07-01 | 11.818401 |
| 2017-10-01 | 11.816667 |
| 2018-01-01 | 11.644530 |
| 2018-04-01 | 11.598338 |
| 2018-07-01 | 11.619535 |
| 2018-10-01 | 11.666344 |
| 2019-01-01 | 11.499870 |
| 2019-04-01 | 11.626952 |
| 2019-07-01 | 11.646524 |
| 2019-10-01 | 11.727526 |
| 2020-01-01 | 11.587379 |
| 2020-04-01 | 9.739372 |
| 2020-07-01 | 10.067065 |
| 2020-10-01 | 10.404484 |
| 2021-01-01 | 9.084982 |
| 2021-04-01 | 9.889169 |
| 2021-07-01 | 10.057423 |
| 2021-10-01 | 10.281331 |
| 2022-01-01 | 10.512948 |
| 2022-04-01 | 10.719180 |
| 2022-07-01 | 10.598597 |
| 2022-10-01 | 10.780190 |
| 2023-01-01 | 10.635344 |
| 2023-04-01 | 10.675248 |
| 2023-07-01 | 10.866162 |
| 2023-10-01 | 11.230787 |
| 2024-01-01 | 11.160256 |
| 2024-04-01 | 11.159134 |
| 2024-07-01 | 11.298014 |
