Federal Reserve Economic Data

Table Data - Household Debt Service Payments as a Percent of Disposable Personal Income

Title Household Debt Service Payments as a Percent of Disposable Personal Income
Series ID TDSP
Source Board of Governors of the Federal Reserve System (US)
Release Household Debt Service Ratios
Seasonal Adjustment Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 1980-01-01 to 2024-04-01
Last Updated 2024-09-26 4:12 PM CDT
Notes The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.

For more information, please visit the Board of Governors.
DATE VALUE
1980-01-01 10.608892
1980-04-01 10.629809
1980-07-01 10.402635
1980-10-01 10.253121
1981-01-01 10.291887
1981-04-01 10.424711
1981-07-01 10.316158
1981-10-01 10.392583
1982-01-01 10.461082
1982-04-01 10.515989
1982-07-01 10.418289
1982-10-01 10.383283
1983-01-01 10.345889
1983-04-01 10.371060
1983-07-01 10.377321
1983-10-01 10.427236
1984-01-01 10.489086
1984-04-01 10.623422
1984-07-01 10.736276
1984-10-01 10.894821
1985-01-01 11.235038
1985-04-01 11.320013
1985-07-01 11.600990
1985-10-01 11.725980
1986-01-01 11.735722
1986-04-01 11.810776
1986-07-01 11.925098
1986-10-01 12.086648
1987-01-01 11.976906
1987-04-01 12.125118
1987-07-01 11.996017
1987-10-01 11.851825
1988-01-01 11.777922
1988-04-01 11.748150
1988-07-01 11.697093
1988-10-01 11.573993
1989-01-01 11.577244
1989-04-01 11.746960
1989-07-01 11.810156
1989-10-01 11.760331
1990-01-01 11.659860
1990-04-01 11.606506
1990-07-01 11.583384
1990-10-01 11.598423
1991-01-01 11.565484
1991-04-01 11.419594
1991-07-01 11.306831
1991-10-01 11.110772
1992-01-01 10.858007
1992-04-01 10.688985
1992-07-01 10.551259
1992-10-01 10.467593
1993-01-01 10.430733
1993-04-01 10.365702
1993-07-01 10.417195
1993-10-01 10.380138
1994-01-01 10.401077
1994-04-01 10.466155
1994-07-01 10.600190
1994-10-01 10.713335
1995-01-01 10.903623
1995-04-01 11.096832
1995-07-01 11.203198
1995-10-01 11.242819
1996-01-01 11.263491
1996-04-01 11.292664
1996-07-01 11.341343
1996-10-01 11.400413
1997-01-01 11.361940
1997-04-01 11.364968
1997-07-01 11.373444
1997-10-01 11.323085
1998-01-01 11.176228
1998-04-01 11.195718
1998-07-01 11.183267
1998-10-01 11.251900
1999-01-01 11.306154
1999-04-01 11.474377
1999-07-01 11.593912
1999-10-01 11.602639
2000-01-01 11.581974
2000-04-01 11.727593
2000-07-01 11.883636
2000-10-01 12.072070
2001-01-01 12.175219
2001-04-01 12.386421
2001-07-01 12.329806
2001-10-01 12.682582
2002-01-01 12.456402
2002-04-01 12.362782
2002-07-01 12.374393
2002-10-01 12.341276
2003-01-01 12.358857
2003-04-01 12.299930
2003-07-01 12.144751
2003-10-01 12.215914
2004-01-01 12.219274
2004-04-01 12.157168
2004-07-01 12.272636
2004-10-01 12.277015
2005-01-01 14.799802
2005-04-01 14.828576
2005-07-01 15.139819
2005-10-01 15.028447
2006-01-01 14.989443
2006-04-01 15.044255
2006-07-01 15.367228
2006-10-01 15.509341
2007-01-01 15.526607
2007-04-01 15.632510
2007-07-01 15.711967
2007-10-01 15.846169
2008-01-01 15.775857
2008-04-01 15.326448
2008-07-01 15.546183
2008-10-01 15.721360
2009-01-01 15.597365
2009-04-01 15.251967
2009-07-01 15.085880
2009-10-01 14.896385
2010-01-01 14.514940
2010-04-01 14.069775
2010-07-01 13.917807
2010-10-01 13.580863
2011-01-01 13.308460
2011-04-01 13.057706
2011-07-01 12.944597
2011-10-01 12.749684
2012-01-01 12.237057
2012-04-01 12.034062
2012-07-01 12.083084
2012-10-01 11.753990
2013-01-01 12.006550
2013-04-01 11.794337
2013-07-01 11.837605
2013-10-01 11.985120
2014-01-01 11.883592
2014-04-01 11.620973
2014-07-01 11.646768
2014-10-01 11.631804
2015-01-01 11.556434
2015-04-01 11.484937
2015-07-01 11.606279
2015-10-01 11.738772
2016-01-01 11.763075
2016-04-01 11.765966
2016-07-01 11.769711
2016-10-01 11.865676
2017-01-01 11.723626
2017-04-01 11.756848
2017-07-01 11.818302
2017-10-01 11.816573
2018-01-01 11.644439
2018-04-01 11.598244
2018-07-01 11.619443
2018-10-01 11.666256
2019-01-01 11.506292
2019-04-01 11.636906
2019-07-01 11.654424
2019-10-01 11.724643
2020-01-01 11.589038
2020-04-01 9.747790
2020-07-01 10.070302
2020-10-01 10.395330
2021-01-01 9.095642
2021-04-01 9.898242
2021-07-01 10.084931
2021-10-01 10.342526
2022-01-01 10.544934
2022-04-01 10.750217
2022-07-01 10.706960
2022-10-01 10.928381
2023-01-01 10.777914
2023-04-01 10.831903
2023-07-01 11.050941
2023-10-01 11.482251
2024-01-01 11.528604
2024-04-01 11.527935

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