Federal Reserve Economic Data

Table Data - Large Bank Consumer Mortgage Originations: Original Credit Score: 50th Percentile

Title Large Bank Consumer Mortgage Originations: Original Credit Score: 50th Percentile
Series ID RCMFLOSCOREPCT50
Source Federal Reserve Bank of Philadelphia
Release FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly, End of Quarter
Units Credit Score
Date Range 2012-07-01 to 2024-07-01
Last Updated 2025-02-20 8:44 AM CST
Notes The 50th percentile credit score among first lien originations. The original credit score is the credit score at origination for the borrower using a commercially available credit score. The original credit score provider may vary by FR Y-14M reporting firm and even within the firm's reporting. Only mortgage accounts with credit scores between 150 and 950 are included in the original credit score percentile calculations. These data include total bank loans originated and held in portfolio in a given quarter, including those that will later be sold or securitized. For more detail see: methodology.
DATE VALUE
2012-07-01 773
2012-10-01 772
2013-01-01 771
2013-04-01 770
2013-07-01 766
2013-10-01 761
2014-01-01 759
2014-04-01 765
2014-07-01 765
2014-10-01 766
2015-01-01 769
2015-04-01 770
2015-07-01 767
2015-10-01 766
2016-01-01 764
2016-04-01 766
2016-07-01 767
2016-10-01 766
2017-01-01 760
2017-04-01 762
2017-07-01 762
2017-10-01 762
2018-01-01 760
2018-04-01 762
2018-07-01 762
2018-10-01 761
2019-01-01 762
2019-04-01 765
2019-07-01 767
2019-10-01 768
2020-01-01 768
2020-04-01 775
2020-07-01 778
2020-10-01 779
2021-01-01 779
2021-04-01 776
2021-07-01 773
2021-10-01 771
2022-01-01 769
2022-04-01 768
2022-07-01 768
2022-10-01 768
2023-01-01 769
2023-04-01 772
2023-07-01 771
2023-10-01 770
2024-01-01 770
2024-04-01 772
2024-07-01 771

Subscribe to the FRED newsletter


Follow us

Back to Top