Federal Reserve Economic Data

Table Data - Large Bank Consumer Mortgage Originations: Original Credit Score: 10th Percentile

Title Large Bank Consumer Mortgage Originations: Original Credit Score: 10th Percentile
Series ID RCMFLOSCOREPCT10
Source Federal Reserve Bank of Philadelphia
Release FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly, End of Quarter
Units Credit Score
Date Range 2012-07-01 to 2024-04-01
Last Updated 2024-10-09 8:01 AM CDT
Notes The 10th percentile credit score among first lien originations. The original credit score is the credit score at origination for the borrower using a commercially available credit score. The original credit score provider may vary by FR Y-14M reporting firm and even within the firm's reporting. Only mortgage accounts with credit scores between 150 and 950 are included in the original credit score percentile calculations. These data include total bank loans originated and held in portfolio in a given quarter, including those that will later be sold or securitized. For more detail see: methodology.
DATE VALUE
2012-07-01 694
2012-10-01 691
2013-01-01 689
2013-04-01 688
2013-07-01 684
2013-10-01 675
2014-01-01 673
2014-04-01 683
2014-07-01 685
2014-10-01 685
2015-01-01 691
2015-04-01 694
2015-07-01 692
2015-10-01 690
2016-01-01 689
2016-04-01 691
2016-07-01 692
2016-10-01 690
2017-01-01 684
2017-04-01 686
2017-07-01 686
2017-10-01 686
2018-01-01 685
2018-04-01 687
2018-07-01 685
2018-10-01 684
2019-01-01 687
2019-04-01 692
2019-07-01 695
2019-10-01 698
2020-01-01 698
2020-04-01 706
2020-07-01 708
2020-10-01 711
2021-01-01 711
2021-04-01 703
2021-07-01 699
2021-10-01 696
2022-01-01 693
2022-04-01 695
2022-07-01 698
2022-10-01 700
2023-01-01 698
2023-04-01 701
2023-07-01 702
2023-10-01 698
2024-01-01 701
2024-04-01 703

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