Table Data - Large Bank Consumer Mortgage Originations: Original Front-End Debt-to-Income (DTI): 90th Percentile
| Title | Large Bank Consumer Mortgage Originations: Original Front-End Debt-to-Income (DTI): 90th Percentile |
|---|---|
| Series ID | RCMFLOFEDTIPCT90 |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Ratio |
| Date Range | 2012-07-01 to 2024-04-01 |
| Last Updated | 2024-10-09 8:01 AM CDT |
| Notes | The 90th percentile front-end debt-to-income ratio. The front-end DTI ratio is the percentage of a borrower's monthly income that would go toward housing expenses. The total housing liabilities of the borrower, including the monthly principal, interest, taxes, insurance, association dues, etc., are divided by the total monthly income of the borrower. Front-end DTI is reported at origination. For more detail see: methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 36 |
| 2012-10-01 | 37 |
| 2013-01-01 | 37 |
| 2013-04-01 | 37 |
| 2013-07-01 | 37 |
| 2013-10-01 | 38 |
| 2014-01-01 | 38 |
| 2014-04-01 | 36 |
| 2014-07-01 | 36 |
| 2014-10-01 | 36 |
| 2015-01-01 | 36 |
| 2015-04-01 | 36 |
| 2015-07-01 | 36 |
| 2015-10-01 | 36 |
| 2016-01-01 | 36 |
| 2016-04-01 | 35 |
| 2016-07-01 | 34 |
| 2016-10-01 | 35 |
| 2017-01-01 | 36 |
| 2017-04-01 | 35 |
| 2017-07-01 | 35 |
| 2017-10-01 | 36 |
| 2018-01-01 | 37 |
| 2018-04-01 | 37 |
| 2018-07-01 | 37 |
| 2018-10-01 | 37 |
| 2019-01-01 | 37 |
| 2019-04-01 | 37 |
| 2019-07-01 | 36 |
| 2019-10-01 | 36 |
| 2020-01-01 | 36 |
| 2020-04-01 | 34 |
| 2020-07-01 | 35 |
| 2020-10-01 | 35 |
| 2021-01-01 | 34 |
| 2021-04-01 | 35 |
| 2021-07-01 | 36 |
| 2021-10-01 | 36 |
| 2022-01-01 | 37 |
| 2022-04-01 | 38 |
| 2022-07-01 | 39 |
| 2022-10-01 | 40 |
| 2023-01-01 | 40 |
| 2023-04-01 | 40 |
| 2023-07-01 | 41 |
| 2023-10-01 | 42 |
| 2024-01-01 | 41 |
| 2024-04-01 | 41 |
