Table Data - Large Bank Consumer Mortgage Balances: Original Front-End Debt-to-Income (DTI): 90th Percentile

Title	Large Bank Consumer Mortgage Balances: Original Front-End Debt-to-Income (DTI): 90th Percentile
Series ID	RCMFLBFEDTIPCT90
Source	Federal Reserve Bank of Philadelphia
Release	FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment	Not Seasonally Adjusted
Frequency	Quarterly, End of Quarter
Units	Ratio
Date Range	2012-07-01 to 2024-04-01
Last Updated	2024-10-09 8:01 AM CDT
Notes	The 90th percentile front-end debt-to-income ratio. The front-end DTI ratio is the percentage of a borrower's monthly income that would go toward housing expenses. The total housing liabilities of the borrower, including the monthly principal, interest, taxes, insurance, association dues, etc., are divided by the total monthly income of the borrower. Front-end DTI is reported at origination. For more detail see: methodology.

DATE	VALUE
2012-07-01	41
2012-10-01	41
2013-01-01	41
2013-04-01	41
2013-07-01	41
2013-10-01	40
2014-01-01	41
2014-04-01	40
2014-07-01	40
2014-10-01	40
2015-01-01	39
2015-04-01	38
2015-07-01	38
2015-10-01	38
2016-01-01	37
2016-04-01	35
2016-07-01	35
2016-10-01	35
2017-01-01	35
2017-04-01	35
2017-07-01	35
2017-10-01	35
2018-01-01	35
2018-04-01	35
2018-07-01	35
2018-10-01	35
2019-01-01	35
2019-04-01	35
2019-07-01	35
2019-10-01	35
2020-01-01	35
2020-04-01	35
2020-07-01	35
2020-10-01	35
2021-01-01	35
2021-04-01	35
2021-07-01	35
2021-10-01	35
2022-01-01	35
2022-04-01	35
2022-07-01	35
2022-10-01	36
2023-01-01	36
2023-04-01	36
2023-07-01	36
2023-10-01	36
2024-01-01	36
2024-04-01	36

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