Table Data - Large Bank Consumer Mortgage Balances: Original Back-End Debt-to-Income (DTI): 75th Percentile

Title	Large Bank Consumer Mortgage Balances: Original Back-End Debt-to-Income (DTI): 75th Percentile
Series ID	RCMFLBBEDTIPCT75
Source	Federal Reserve Bank of Philadelphia
Release	FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment	Not Seasonally Adjusted
Frequency	Quarterly, End of Quarter
Units	Ratio
Date Range	2012-07-01 to 2024-04-01
Last Updated	2024-10-09 8:01 AM CDT
Notes	The 75th percentile back-end debt-to-income (DTI) ratio. The back-end DTI ratio is the percentage of a borrower's monthly income that would go toward all the borrower's debt obligations. The total monthly debt payments (including proposed housing expenses) are divided by the total monthly income of the borrower. Back-end DTI is reported at origination. For more detail see: methodology.

DATE	VALUE
2012-07-01	42
2012-10-01	42
2013-01-01	42
2013-04-01	42
2013-07-01	42
2013-10-01	42
2014-01-01	42
2014-04-01	41
2014-07-01	41
2014-10-01	41
2015-01-01	41
2015-04-01	41
2015-07-01	41
2015-10-01	41
2016-01-01	41
2016-04-01	41
2016-07-01	41
2016-10-01	41
2017-01-01	41
2017-04-01	41
2017-07-01	40
2017-10-01	40
2018-01-01	40
2018-04-01	40
2018-07-01	40
2018-10-01	40
2019-01-01	40
2019-04-01	40
2019-07-01	40
2019-10-01	40
2020-01-01	40
2020-04-01	40
2020-07-01	40
2020-10-01	40
2021-01-01	40
2021-04-01	40
2021-07-01	40
2021-10-01	40
2022-01-01	40
2022-04-01	40
2022-07-01	40
2022-10-01	40
2023-01-01	40
2023-04-01	40
2023-07-01	40
2023-10-01	40
2024-01-01	40
2024-04-01	40

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