Table Data - Large Bank Consumer Credit Card Originations: Original Credit Score: 50th Percentile

Title	Large Bank Consumer Credit Card Originations: Original Credit Score: 50th Percentile
Series ID	RCCCOSCOREPCT50
Source	Federal Reserve Bank of Philadelphia
Release	FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment	Not Seasonally Adjusted
Frequency	Quarterly, End of Quarter
Units	Credit Score
Date Range	2012-07-01 to 2024-07-01
Last Updated	2025-02-20 8:44 AM CST
Notes	The 50th percentile original credit score among credit card originations. The original credit score is the commercially available credit score at origination for the primary account holder. If a commercially available credit bureau score was not obtained during the origination process, the institution is instructed to map the internal credit score used to evaluate the primary account holder's creditworthiness at origination to a commercially available credit bureau score. The source of the original credit score may vary by FR Y-14M reporting firm and even within the firm's reporting. Only credit card accounts with original credit scores between 150 and 950 are included in the original credit score percentile calculations. For more detail see: methodology.

DATE	VALUE
2012-07-01	733
2012-10-01	739
2013-01-01	738
2013-04-01	735
2013-07-01	729
2013-10-01	729
2014-01-01	724
2014-04-01	720
2014-07-01	712
2014-10-01	712
2015-01-01	710
2015-04-01	709
2015-07-01	708
2015-10-01	709
2016-01-01	712
2016-04-01	713
2016-07-01	716
2016-10-01	715
2017-01-01	720
2017-04-01	717
2017-07-01	719
2017-10-01	719
2018-01-01	721
2018-04-01	720
2018-07-01	719
2018-10-01	721
2019-01-01	725
2019-04-01	722
2019-07-01	720
2019-10-01	719
2020-01-01	723
2020-04-01	726
2020-07-01	729
2020-10-01	720
2021-01-01	722
2021-04-01	717
2021-07-01	718
2021-10-01	716
2022-01-01	720
2022-04-01	716
2022-07-01	718
2022-10-01	720
2023-01-01	728
2023-04-01	729
2023-07-01	729
2023-10-01	731
2024-01-01	736
2024-04-01	737
2024-07-01	738

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