Federal Reserve Economic Data

Table Data - Large Bank Consumer Credit Card Originations: Original Credit Score: 10th Percentile

Title Large Bank Consumer Credit Card Originations: Original Credit Score: 10th Percentile
Series ID RCCCOSCOREPCT10
Source Federal Reserve Bank of Philadelphia
Release FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment Not Seasonally Adjusted
Frequency Quarterly, End of Quarter
Units Credit Score
Date Range 2012-07-01 to 2024-04-01
Last Updated 2024-10-09 8:01 AM CDT
Notes The 10th percentile original credit score among credit card originations. The original credit score is the commercially available credit score at origination for the primary account holder. If a commercially available credit bureau score was not obtained during the origination process, the institution is instructed to map the internal credit score used to evaluate the primary account holder's creditworthiness at origination to a commercially available credit bureau score. The source of the original credit score may vary by FR Y-14M reporting firm and even within the firm's reporting. Only credit card accounts with original credit scores between 150 and 950 are included in the original credit score percentile calculations. For more detail see: methodology.
DATE VALUE
2012-07-01 622
2012-10-01 635
2013-01-01 635
2013-04-01 636
2013-07-01 631
2013-10-01 627
2014-01-01 623
2014-04-01 620
2014-07-01 615
2014-10-01 616
2015-01-01 611
2015-04-01 612
2015-07-01 613
2015-10-01 613
2016-01-01 611
2016-04-01 615
2016-07-01 621
2016-10-01 619
2017-01-01 620
2017-04-01 619
2017-07-01 619
2017-10-01 619
2018-01-01 616
2018-04-01 618
2018-07-01 617
2018-10-01 619
2019-01-01 620
2019-04-01 615
2019-07-01 612
2019-10-01 617
2020-01-01 619
2020-04-01 632
2020-07-01 631
2020-10-01 618
2021-01-01 614
2021-04-01 611
2021-07-01 617
2021-10-01 616
2022-01-01 618
2022-04-01 619
2022-07-01 620
2022-10-01 619
2023-01-01 623
2023-04-01 625
2023-07-01 628
2023-10-01 628
2024-01-01 628
2024-04-01 631

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