NOTE: THIS DATA FILE WILL CHANGE! To improve accessibility of data for all users, we will convert this file from a text format to an html table by the end of June 2024. Title: Large Bank Consumer Credit Card Balances: Current Credit Score: 50th Percentile Series ID: RCCCBSCOREPCT50 Source: Federal Reserve Bank of Philadelphia Release: FR Y-14M Large Bank Credit Card and Mortgage Data Seasonal Adjustment: Not Seasonally Adjusted Frequency: Quarterly, End of Quarter Units: Credit Score Date Range: 2012-07-01 to 2023-10-01 Last Updated: 2024-04-15 2:19 PM CDT Notes: The 50th percentile credit score among credit card accounts. The current credit score is the most recently determined commercially available credit score of the primary account holder. If an updated commercial credit bureau score is not available or is not currently being used by the reporting institution to evaluate the primary account holder's creditworthiness, the institution is instructed to map the most current internal credit score used to evaluate the primary account holder's creditworthiness to a commercially available credit bureau score. The source of the current credit score may vary by FR Y-14M reporting firm and even within the firm's reporting. Only credit card accounts with current credit scores between 150 and 950 are included in the current credit score percentile calculations. For more detail see: methodology (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology). DATE VALUE 2012-07-01 761 2012-10-01 761 2013-01-01 761 2013-04-01 761 2013-07-01 760 2013-10-01 761 2014-01-01 761 2014-04-01 762 2014-07-01 760 2014-10-01 760 2015-01-01 759 2015-04-01 760 2015-07-01 757 2015-10-01 756 2016-01-01 756 2016-04-01 757 2016-07-01 756 2016-10-01 756 2017-01-01 756 2017-04-01 757 2017-07-01 757 2017-10-01 757 2018-01-01 757 2018-04-01 758 2018-07-01 758 2018-10-01 758 2019-01-01 759 2019-04-01 760 2019-07-01 759 2019-10-01 758 2020-01-01 758 2020-04-01 763 2020-07-01 764 2020-10-01 764 2021-01-01 766 2021-04-01 767 2021-07-01 766 2021-10-01 764 2022-01-01 765 2022-04-01 764 2022-07-01 763 2022-10-01 762 2023-01-01 762 2023-04-01 764 2023-07-01 763 2023-10-01 763