Federal Reserve Economic Data

Table Data - Consumer Debt Service Payments as a Percent of Disposable Personal Income

Title Consumer Debt Service Payments as a Percent of Disposable Personal Income
Series ID CDSP
Source Board of Governors of the Federal Reserve System (US)
Release Household Debt Service Ratios
Seasonal Adjustment Seasonally Adjusted
Frequency Quarterly
Units Percent
Date Range 1980-01-01 to 2024-07-01
Last Updated 2024-12-20 2:54 PM CST
Notes The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.

For more information, please visit the Board of Governors.
DATE VALUE
1980-01-01 6.236001
1980-04-01 6.147871
1980-07-01 5.910868
1980-10-01 5.740865
1981-01-01 5.693852
1981-04-01 5.697535
1981-07-01 5.591744
1981-10-01 5.583673
1982-01-01 5.570092
1982-04-01 5.579686
1982-07-01 5.524005
1982-10-01 5.505557
1983-01-01 5.496735
1983-04-01 5.522929
1983-07-01 5.524976
1983-10-01 5.556113
1984-01-01 5.588695
1984-04-01 5.681964
1984-07-01 5.755984
1984-10-01 5.844351
1985-01-01 6.008261
1985-04-01 6.034609
1985-07-01 6.190530
1985-10-01 6.243289
1986-01-01 6.232594
1986-04-01 6.268497
1986-07-01 6.322765
1986-10-01 6.376257
1987-01-01 6.249894
1987-04-01 6.273851
1987-07-01 6.179090
1987-10-01 6.096414
1988-01-01 6.031035
1988-04-01 5.974719
1988-07-01 5.901923
1988-10-01 5.844392
1989-01-01 5.817072
1989-04-01 5.879173
1989-07-01 5.852560
1989-10-01 5.770460
1990-01-01 5.640185
1990-04-01 5.542845
1990-07-01 5.480760
1990-10-01 5.416153
1991-01-01 5.348809
1991-04-01 5.231242
1991-07-01 5.131398
1991-10-01 5.013739
1992-01-01 4.867729
1992-04-01 4.777525
1992-07-01 4.706882
1992-10-01 4.665224
1993-01-01 4.657254
1993-04-01 4.653505
1993-07-01 4.710171
1993-10-01 4.760305
1994-01-01 4.837372
1994-04-01 4.930256
1994-07-01 5.041743
1994-10-01 5.126206
1995-01-01 5.254862
1995-04-01 5.402047
1995-07-01 5.531247
1995-10-01 5.603496
1996-01-01 5.663362
1996-04-01 5.686396
1996-07-01 5.725355
1996-10-01 5.791432
1997-01-01 5.742050
1997-04-01 5.721193
1997-07-01 5.735954
1997-10-01 5.722914
1998-01-01 5.644468
1998-04-01 5.686946
1998-07-01 5.702296
1998-10-01 5.778994
1999-01-01 5.819247
1999-04-01 5.929219
1999-07-01 6.002290
1999-10-01 5.989029
2000-01-01 5.978188
2000-04-01 6.078356
2000-07-01 6.201877
2000-10-01 6.345516
2001-01-01 6.454295
2001-04-01 6.595124
2001-07-01 6.563462
2001-10-01 6.743693
2002-01-01 6.637720
2002-04-01 6.579984
2002-07-01 6.557459
2002-10-01 6.499285
2003-01-01 6.482181
2003-04-01 6.446315
2003-07-01 6.359652
2003-10-01 6.371961
2004-01-01 6.368558
2004-04-01 6.307107
2004-07-01 6.329715
2004-10-01 6.258245
2005-01-01 7.303833
2005-04-01 7.239296
2005-07-01 7.258264
2005-10-01 7.306876
2006-01-01 7.090829
2006-04-01 6.936450
2006-07-01 7.028664
2006-10-01 7.052577
2007-01-01 6.978163
2007-04-01 6.916833
2007-07-01 6.859151
2007-10-01 6.894569
2008-01-01 6.864136
2008-04-01 6.702785
2008-07-01 6.788641
2008-10-01 6.895996
2009-01-01 6.861352
2009-04-01 6.705050
2009-07-01 6.679269
2009-10-01 6.597484
2010-01-01 6.375334
2010-04-01 6.139001
2010-07-01 6.069181
2010-10-01 6.012881
2011-01-01 5.808322
2011-04-01 5.680167
2011-07-01 5.738914
2011-10-01 5.694596
2012-01-01 5.431997
2012-04-01 5.353787
2012-07-01 5.461709
2012-10-01 5.348754
2013-01-01 5.486135
2013-04-01 5.388395
2013-07-01 5.465725
2013-10-01 5.581224
2014-01-01 5.501004
2014-04-01 5.398696
2014-07-01 5.416502
2014-10-01 5.485627
2015-01-01 5.440481
2015-04-01 5.462053
2015-07-01 5.552700
2015-10-01 5.712007
2016-01-01 5.672430
2016-04-01 5.698546
2016-07-01 5.778712
2016-10-01 5.880471
2017-01-01 5.744354
2017-04-01 5.787615
2017-07-01 5.841377
2017-10-01 5.873730
2018-01-01 5.720510
2018-04-01 5.714080
2018-07-01 5.706164
2018-10-01 5.750987
2019-01-01 5.658186
2019-04-01 5.693595
2019-07-01 5.749374
2019-10-01 5.809250
2020-01-01 5.673133
2020-04-01 4.711226
2020-07-01 4.845571
2020-10-01 4.996644
2021-01-01 4.305925
2021-04-01 4.664610
2021-07-01 4.738679
2021-10-01 4.823878
2022-01-01 4.862815
2022-04-01 5.007677
2022-07-01 5.003457
2022-10-01 5.133796
2023-01-01 5.019168
2023-04-01 5.083486
2023-07-01 5.187931
2023-10-01 5.526194
2024-01-01 5.445626
2024-04-01 5.385664
2024-07-01 5.471427

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